When you owe the IRS, you don't have money to lose, and the more desperate your circumstances, the easier it is to believe the "pennies on the dollar" or "reduce your taxes now" sales pitches of the unscrupulous. Before you hire anyone to help you to settle your tax debt with the IRS, learn these five secrets that the unscrupulous don't want you to know about the tax debt settlement industry. Susan A. Berson is an award-winning former Justice Department attorney, and current private practitioner who has written this publication to help you determine whether someone is a legitimate tax professional or a huckster selling you false hope.